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* Transactions may be delayed or cancelled for compliance purposes and in accordance with the Xoom User Agreement. Service availability and fees vary by country, features selected and other factors. Individual and aggregate transaction limits may also apply. In addition to transaction fees, Xoom makes money when it changes your send currency into a different currency.

Funds will be delivered by the date listed on your transaction receipt and frequently within minutes. Funds delivery and your recipient's ability to receive funds may take longer than minutes due to factors such as good-funds availability, compliance and transaction reviews, systems availability, partner hours/time zones, and local holidays.

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Fees and exchange rate calculator